Retired Employees Association of Orange County

Who We Are

Who We Are

We’re  YOUR organization!

Focused Strictly on Retirees

Run by Retirees

Click here to learn more

What We Do

What We Do

Protect Retiree Benefits

Work to Improve Retiree Benefits

Mobilize Retirees (When Needed)

Click here to learn more

How to Contact Us

How to Contact Us

P.O. Box 11787
Santa Ana, CA  92711-1787
Phone: 714.840.3995

Click here to email REAOC

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  • Luncheon Information
  • Health Plans and Rates


What is the “Take Me Home Program”?
The Take Me Home Program is designed to assist in the timely reunification of loved ones who may become displaced from their homes. The program can provide law enforcement crucial information about the registered person even before they arrive at their residence.
The program is a voluntary registry which can give law enforcement quick access to critical information about a registered person who may suffer from communication issues due to a medical issue or disability. While in a law enforcement emergency, information such as a full description, routines or favorite places, emergency contact information, and effective communication styles can be quickly communicated to law enforcement to better serve the individual and hopefully resolve the pending issue in the best manner possible. This program is voluntary and you may remove your enrollment at any time.
Take Me Home is available to residents who live in the Sheriff’s Department 13 contract cities and unincorporated Orange County. For more information, please click here.

When your contact information has changed

If you move, get a new or change your e-mail address or telephone or if you have a name change, there are actions that are necessary so that you continue to receive your benefits, newsletters, e-mails, etc.

If any of the above pertains to you, you need to notify REAOC, the Orange County Employees’ Retirement System (OCERS) and the County of Orange Employee Benefits Center with the new information.

To contact REAOC – call (714) 840-3995 or click here to e-mail with the new/changed information.

To contact OCERS – call (714) 558-6200 or click here to go to their website and sign-into “MyOCERS” to update your information.

To contact the County of Orange Employee Benefits Center – call (800) 858-7266 or click here to go to the benefits website.

REAOC Informer Newsletter

Click here to read the latest Informer newsletter.

CRCEA Intercom Newsletter

Click here to read the latest newsletter from the California Retired County Employees Association (CRCEA).

CRCEA Conference

Click here to read the notes from the Spring 2019 CRCEA conference.


25th Anniversary of OC Bankruptcy

It was December 6, 1994, when the Orange County Board of Supervisors filed for county bankruptcy after the investment pool of the County Tax Collector-Treasurer, which was heavily leveraged with borrowed money, went upside down with creditors demanding security. Those county employees who experienced the shock of that day and who went through the next several years remember it well – lack of information about what it meant for their jobs and retirement funds for instance.  Now, on the 25th anniversary of that bankruptcy filing columnists, politicians and others write remembering it and at the same time worrying about other financial matters that they believe could push municipalities into bankruptcy, such as the status of pension funding in our state and nation.

How Orange County went broke

The front-page top headline story of the Orange County Register of December 8 features this story.  It reports on the unique personality of the former County Tax Collector-Treasurer and how his investment pool of county, city and district funds rather suddenly was in the red and the December 6, 1994 decision of the County Supervisors to file for bankruptcy.  This story will bring back unpleasant memories for those who experienced the resulting chaos within county government for the next several years and serve as a history resource for students of government. (More)

Finance fiasco changed national rules for public accounting

This December 9 Orange County Register article begins with “As if losing $1.64 billion in public money wasn’t humiliating enough, bankruptcy turned Orange County into an international laughingstock.”  The article goes on to describe public sector accounting and policy changes made because of what happened in Orange County, and that the county’s credit rating is now strong again. But there are those knowledgeable in the intricacies of investing and government finance that seem to say it could happen again, somewhere. (More)

Opinion – Lesson’s from OC’s 1994 bankruptcy

In 1994 John Moorlach was a CPA who reviewed the county investment pool and concluded it was a high-risk endeavor that could lead to catastrophe.  Today he is a state Senator from Orange County. He writes in this December 8 opinion piece from the Orange County Register about the bankruptcy, the national problem of underfunded public pensions and warns of more government bankruptcy protection filings in the years to come. (More)

What became of key players from Orange County’s 1994 bankruptcy?

This story the Orange County Register updates us on a few key players, including 1994’s Treasurer-Tax Collector Robert Citron who died in 2013 and insisted until the end that declaration of bankruptcy by the county was unnecessary and ill-advised. (More)

Opinion – True to form, lawmakers ignore dark pension clouds

Columnist Steven Greenhut, who for years has written about public sector pensions and compensation as excessive, wrote this column that appeared in the Orange County Register on December 8, 2019.  He says the bankruptcy made Orange County the poster child for inept financial management and chides about the hidden costs of 50% retroactive pension increases approved by the state legislature and the governor about 20 years ago.  He advocates pension reform, but in this piece concludes that lawmakers in California will not do it until “the red ink hits the fan”. (More)

Columnist – Bait and Switch on Pensions 

Columnist Dan Walters presents his take on why elected officials do not ask voters to approve tax increases to pay for pension obligations.  He calls it “fungibility”. (More)

Leave California, Keep Paying California Taxes 

This Forbes article attempts to explain the difficulty of trying to take up residence in another state in order to escape California taxes. (More)

Supreme Court agrees that cell phone companies must post warnings

Governing reports that the US Supreme Court “rejected a telecommunications industry challenge Monday to Berkeley, California’s requirement that cell-phone retailers warn customers about the possible radiation dangers of holding the phones close to their bodies.”  The result is that a lower court ruling that warnings must be posted stands.  (More)

Commentary – One tax measure goes away 

Columnist Dan Walters talks about Proposition 13, now 40 years old, and proposals over the years to change it in order to generate more property tax revenue. He also reports that the California School Boards Association has dropped its proposal to qualify another boost of state income taxes on high earners. (More)


Man and Woman TalkingWHY
REAOC luncheons are held for the purpose of bringing Orange County retirees together for an afternoon of camaraderie, entertainment, and information. Friends and family are always welcome! Each luncheon features a different theme, with door prizes, and special gifts. As an added bonus, there is a valuable Progressive Drawing. They also serve as a general meeting for the membership.


The  Mile Square Park Banquet Facility located at 10401 Warner Ave., Fountain Valley, California, 92708. For directions, call the Mile Square Banquet Facility at (714) 962-5541 or see map below showing where the  Facility is located. Please DO NOT call the Facility to make reservations. Reservations are made by sending in the reservation form in The Informer or by calling the REAOC office at (714) 840-3995.


Luncheons are held the 4th Wednesday of January, March, May and September, and on the first Wednesday of December at Noon. To ensure a parking spot please arrive by 11 a.m.  Please carpool if possible as the parking lot at this facility can be quite busy.

Luncheons for 2020 are listed below:
January 22      March 25     May 27     September 23   December 2
Please Note:  Reservations by phone or mail for the December 4th luncheon must be at the REAOC office by Wednesday, January 15, 2020.


Cost for the luncheon is $17.00 per person. A reservation form is provided in The Informer (on the current Luncheon page), in the “Forms” section of the REAOC web site or you may email the REAOC office of your request (


Luncheons in Hemet have been traditionally held on the second Tuesday during the months of February, April, June, October and December.   Attendees arrive around 11:30 a.m. at the First Presbyterian Church in the Fellowship Hall located at 515 E. Kimball Avenue in Hemet and lunch is served between 11:45 and noontime. The cost is $9.50 per person.  The Hemet Chapter would like new members and encourages all REAOC members who live in the area or within driving distance to join them for the luncheons.

REAOC’s Hemet Chapter will hold its next luncheon on Tuesday, December 17th at 11:30 AM at the First Presbyterian Church in the Fellowship Hall located at 515 E.Kimball in Hemet. 

Luncheons for 2019 are listed below:

                                December 17
Make your reservation by calling Mary Little at 951-485-7738 or Jane Pabitzky at 951-237-3240 by no later than December 3rd, 2019.
Luncheons for 2020 are listed below:
February 18      April 21     June 16     October 20   December 15

Below is a map showing the general location of the Mile Square Park Banquet Facility located at 10401 Warner Ave., Fountain Valley, California 92708.

If you need exact directions from your house you can go to MapQuest and click on “driving directions.”




On July 16, 2019, the Board of Supervisors in their regular Board meeting passed agenda items 21 & 23 without any discussion on a 5-0 vote.  These agenda items were the approval of the Health Plan Rates for retirees for 2020. 

Please click on the links below for the charts provided by the County for the 2020 Health Plan rates:

Click here for the retiree PPO rates

Click here for the retiree HMO rates


If you have any questions regarding your health plan, please contact the County’s Employee Benefits section at (800) 858-7266.

Please click on the links below for the charts provided by the County for the 2019 Health Plan rates:

2019 Sharewell and Wellwise Health Plan Rates 

2019 HMO and PPO Health Plan Rates

For information about the supplemental insurance including dental and vision coverage, please click on the link below. 

Supplemental Insurance Benefits

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