Supplemental Insurance Benefits
REAOC members are eligible to purchase dental and/or vision insurance through two sources, Pacific Group Agencies, Inc. and through the Orange County Employees Association (OCEA). Members are encouraged to obtain and read details on all plans before making a decision.
New retirees may also continue their present coverage through COBRA. If you need assistance with your COBRA benefit, contact Employee Benefits (the plan administrator) at (833) 476-2347 for COBRA details.
Pacific Group Agencies, Inc. provides REAOC members with a variety of supplemental benefits including dental plans and vision coverage. Additional discount and savings programs are available through Amplifon Hearing Health Care and Pacific Group Agencies’ Best Benefits Saver Plan. Other supplemental benefits available for REAOC members through Pacific Group Agencies include pet insurance, travel protection, and identity theft shield, etc.
As a member, you have access to two distinct types of dental plans, a PPO and an HMO. Both types are comprehensive and cover procedures including cleanings, X-Rays, fillings, periodontal issues, crowns, dentures, and implants. The main difference is how the plans work.
PPO Plans are popular as they allow you to use any dentist. Your dentist does not need to belong to a certain network. Specialist referrals are not needed. You are also free to switch dentists at will.
HMO Plans use a network of highly qualified dentists that are pre-screened and thoroughly evaluated prior to their acceptance in the network. You must use one of these dentists. You may not use a dentist unless they belong to the network. Specialist referrals are needed and will be provided by your primary dentist.
Vision by VSP (effective 1-1-2023)
Eye exams are vital to your overall wellbeing. Not only can they detect signs of potentially blinding conditions like glaucoma, diabetic eye disease, and macular degeneration, but they can also detect signs of cardiovascular disease, hypertension, diabetes and high cholesterol – issues that may go unnoticed.
This plan allows you to use any eye care provider but choosing a VSP Choice Network provider will give you the highest benefits and lowest out-of-pocket costs. Find local providers at: www.VSP.com
Click here for current rates for the dental and vision insurance.
Please contact Pacific Group Agencies, Inc. at 800-511-9065 or www.pgagencies.com for more information or click on the link below for more detailed information as well as an on-line application for benefits.
830 N Ross St
Santa Ana, CA 92702
Please click here to read the details regarding OCEA Retiree Benefits.
Please contact OCEA at 714-835-3355 or www.ocea.org for more information or click on the link below for more detailed information.